Insurance when entering Abkhazia

Health insurance

Many tourists are interested in the question of whether insurance is needed to enter Abkhazia. In fact, it is not necessary to issue an insurance policy. Previously, there was a law according to which all tourists entering the country were necessarily insured by a local insurance company, but now (in 2017) this rule is not necessary for both hikers and those who enter Abkhazia by car. Accordingly, travelers have a choice: not to insure at all, or to insure for the duration of the trip in any insurance company of their choice.

In order not to pay money out of pocket for the provision of medical services in unforeseen situations, it is still recommended to issue a medical insurance policy for visiting Abkhazia.

Registration of insurance is especially important in case of visiting the country with the child. This is due to the fact that children are more susceptible to various poisonings and injuries.

What is usually included in an insurance policy

In the case of a standard policy, compensation will be provided for the treatment of poisoning, unforeseen injuries and sudden illnesses. If there are exacerbations, for example, chronic diseases, you will have to pay for treatment yourself.

Therefore, some items should be included in advance when making a policy. This, of course, in turn will affect the cost of insurance. During the registration of the policy, it is advisable to include emergency dental care in it. Some companies usually include this item in basic insurance, but you should still pay attention to it so as not to encounter difficulties.

How to buy an insurance policy in Abkhazia

Today, in order to purchase a health insurance policy for a trip to a country like Abkhazia, there is no need to visit an insurance company. This can be done directly from home with an internet connection. Now there are many online resources where you can buy insurance. However, this will only take a few minutes. Having performed all the actions correctly, the insurer will receive an insurance policy by e-mail. You can print it out or save it in your mobile phone.

Choose a company that carries out the registration of an insurance policy for tourists, you can on sites that search for insurance immediately for different insurance companies:

• ☂ Travel insurance on VisitorsCoverage
• ☂ Travel insurance on Insubuy

To get insurance options, you need to select the country of Visit, the time of the trip, and also specify the number of travelers. On the site there is an opportunity to compare different companies by cost and services that they provide when applying for basic insurance.

The cost of insurance for visiting Abkhazia

The total cost of health insurance depends on the following factors:

• the insurance company that provides the service
• service companies
• inclusion of additional options in the insurance policy
• period of visit to Abkhazia
• age of the insured person

The cost of a medical insurance policy in case of a visit to Abkhazia ranges from 40 to 200 rubles from different insurers. However, it should be borne in mind that some of them with basic insurance offer a greater number of additional options. The cost of the policy for ten days is under the same conditions from about 350 to 800 rubles.

During the registration of the policy, you must specify the amount of insurance compensation. The cost of health insurance will depend on it. If you want to visit Abkhazia, it is recommended to choose the amount of insurance in the amount of 40 thousand dollars. This is due to the fact that some insurers do not issue a policy for a smaller amount.

Tourists should take into account that in case of alcohol intoxication, the insurance of the insured person will not work. However, some insurers may include this option in the insurance, but then the cost of insurance will be much greater.

Services included in insurance

Any insurance policy includes the following basic services:

• calling a doctor with medical indications
• treatment and stay in a medical institution
• outpatient treatment
• transportation of the patient to the hospital or to the doctor
• compensation for the purchase of prescription drugs
• patient transportation from abroad
• compensation for conversations with the service center by phone
• in case of death, compensation for repatriation

If a person is not a citizen of the Russian Federation, then during the registration of an insurance policy, in addition to Abkhazia, it is also necessary to add Russia to the insurance territory. Because of this, usually the amount of insurance remains the same, but the person will be protected as much as possible.

And yet, be sure to check before traveling to Abkhazia for unpaid fines, otherwise you simply will not be released at the border, and no insurance will help here.

Car insurance

As well as for medical care, earlier, when entering Abkhazia, all incoming foreign cars were necessarily insured. However, this rule is no longer valid (in 2017), as well as the Russian CTP policy. In this regard, moving by personal or rented car, you are completely out of pocket responsible for any damage. Therefore, drive very carefully to prevent accidents. Read more about how to enter Abkhazia by car and the situation on the roads here.