What currency is best to take to Thailand in 2026 (calculation in March)?

We periodically conduct calculations of profitability based on real exchange rates, and here are the fresh results in the table. Pay attention to the losses from exchange in the last two columns, this is the main indicator.

Comparison of exchanging 100,000 RUB to THB (March 2026)

Exchange method	Currency purchase rate in Russia	Intermediate currency received	THB rate in Thailand	Final amount in THB	Difference from USD in baht	Difference from USD in %
Through dollar (USD)	80.30 RUB/USD	1,245.33 USD	31.82 THB/USD	39,626 THB	—	—
Through euro (EUR)	93.99 RUB/EUR	1,063.94 EUR	36.80 THB/EUR	39,153 THB	-473	-1.12%
Through yuan (CNY)	11.90 RUB/CNY	8,403.30 CNY	4.59 THB/CNY	38,571 THB	-1,055	-2.66%
Cash rubles in Thailand	Rate in Thailand: 3.65 THB/RUB		Direct exchange	36,500 THB	-3,126	-7.88%
Cash rubles in Russia (Sber)	27.92 RUB/ 10 THB	Direct exchange		35,816 THB	-3,810	-9.60%

As you can see, currently exchange through dollars is the most profitable, then euros and after that yuan. Rubles lag far behind world currencies even with double conversion taken into account.

By the way, calculations in the year before last and last year showed minimal difference between dollar and yuan, but now yuan has significantly lost ground.

Everything else you need to know about currency in Thailand for tourists, you can find out in our guide on the topic – https://nashaplaneta.net/asia/thai/valuta-dengi-v-tailande

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