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What currency is best to take to Thailand in 2026: dollars, euros, or rubles?

Thailand · Money and Prices
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In 2026, the most profitable option is to take US dollars in cash with you to Thailand in large denominations (50 or 100 USD). The exchange rate for them is always higher than for small ones.

In second place in terms of profitability is euros, the difference with the dollar is minimal (about 0.15% loss). Chinese yuan are now less profitable than before (about 2.82% loss).

Calculation for clarity (for an amount of 100,000 rubles at January 2026 rates):

  • Through dollars: Buy dollars in Russia β†’ exchange in Thailand = 39,002 baht.
  • Through euros: = 38,942 baht (0.15% loss).
  • Through yuan: = 37,895 baht (2.82% loss).
  • Direct exchange of rubles in Russia (at Sberbank): = 36,589 baht (6.18% loss).
  • Direct exchange of rubles in Thailand: = 33,800 baht (13.33% loss).

Conclusion: Exchanging rubles directly for baht is the least profitable way. Even with double conversion (rubles β†’ dollars β†’ baht), you will get significantly more local currency.

We explained in detail how to calculate profitability for your situation in the article Currency and Money in Thailand.

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💥 Thanks, useful link 😊!

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