Can I withdraw money from a UnionPay card at Kuala Lumpur airport?

Yes, you can, and we even recommend withdrawing money here rather than exchanging cash. The exchange rate for cash here is very low, and compared to exchanging in the city or at resorts, you will lose 15-17%. We checked and recalculated everything in 2026, but this situation has persisted for many years. Moreover, exchanging old-style dollars is done here at a predatory rate that is half the official rate. So if you decide to exchange something here, at least exchange new-style dollars or euros, and exchange old-style dollars at a more favorable rate at resorts.

As for withdrawing from ATMs, we recommend withdrawing from the CIMB bank ATM. These are red, easily recognizable ATMs of a major local bank, and notably, they do not charge any withdrawal fee on their side. That is, only the fee from the bank that issued your card will be deducted, for example, for a yuan card from RSHB bank, it is three percent or a minimum of 17 yuan (fees according to your card's tariff may change or differ, check with support or read the tariff description). We again calculated everything based on real rates and found that withdrawing from an ATM is quite profitable even compared to cash exchange in cities and resorts, so you can confidently withdraw. Just note an important nuance—the PIN code in Malaysia consists of 6 digits, and you need to add two zeros to the end of your PIN code. For more details on everything you need to know about Kuala Lumpur airport, read our guide - https://nashaplaneta.net/asia/malaysia/kuala-lumpur-aeroport-klia

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