How to enter a bank card PIN at ATMs in Malaysia?

In Malaysia, PIN codes for local bank cards consist of 6 digits. If you have a card issued in Russia or another country where a 4-digit PIN is used, when withdrawing cash from an ATM or paying at a terminal, you need to add two zeros after the four digits of your code. For example, if your PIN is 1234, you should enter it as 123400 in a Malaysian ATM.

This rule applies to all types of cards, including UnionPay, which work in Malaysia. We personally tested this at MayBank and CIMB ATMs — everything works without issues. The main thing is not to forget the two zeros at the end, otherwise the terminal may not accept the card or give an error.

We also recommend withdrawing cash from MayBank and CIMB ATMs — they do not charge an additional fee for withdrawals, making them a profitable option. However, it is better to avoid Euronet ATMs, as their fees may be inflated.

You can learn more in our reliable and honest guide in the article Currency of Malaysia: ringgit, exchange rate, exchange and cards for tourists. There we detailed all the nuances of using cards in Malaysia, including fees and the best places for exchange.

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