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TrainsDo I need insurance for Vietnam and where is the best place to buy it in 2026?
Answers 2
Answered by Admin
Yes, insurance for Vietnam in 2026 is not just a formality, but a real necessity, especially for independent travelers. Although it is not required for visa-free entry or an e-visa, medical services in good clinics (e.g., Family Medical Practice or Vinmec) are expensive, and evacuation from a remote area is even more expensive. We strongly recommend not skimping on this, as the risks here are higher than in calmer countries.
The main reasons why you will need quality insurance in Vietnam:
- Renting a motorcycle. This is the most popular transport, but also the most injury-prone. Traffic is chaotic, and standard cheap policies often do not cover riding bikes over 50 cc (but usually 110-150 cc bikes are rented).
- Active recreation. Diving, snorkeling, trekking in the mountains (Sapa, Ha Giang) — all this requires special coverage.
- Food poisoning. Spicy and unusual food, as well as street vendors, can lead to stomach problems that require a visit to a doctor.
Where to buy insurance for Vietnam online? It is best to use trusted aggregators that allow you to compare conditions of different companies and add the necessary options. Here are the services we use ourselves:
- Cherehapa.ru — one of the most popular and convenient aggregators. There are often promotions.
- Sravni.ru — allows you to quickly filter policies by desired options, for example, motorcycle coverage.
- Tripinsurance.ru — a specialized service specifically for travel, where you can find niche offers for long trips.
We advise you to enter your trip parameters on all three sites — prices and set of options may differ, so you will find the best option.
Important advice: Never hide your plans from the insurer. If you buy a regular policy and then get into an accident on a bike, the payout will be legally denied. Be sure to add the options "motorcycle rental" (specifying engine capacity, e.g., "up to 150 cc") and "active recreation".
When choosing a policy, pay attention to the minimum coverage amount — from $50,000, and preferably $100,000. Also check if dental care and civil liability (in case you scratch someone else's bike) are included.
Lifehack: Free and actually working insurance worldwide can be obtained through a subscription from some banks. For example, we use the T-Bank All Airlines card, which gives us free insurance every year, covering active recreation and motorcycle riding. You can get the card via link with promo code VZLET — get free service for a year and insurance as a gift.
You can learn more in our reliable and honest guide in the article Insurance for Vietnam: where to buy online, selection tips and a free option. There we have detailed all the nuances and provided a checklist for choosing the perfect policy.
Admin
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Comments 1
💥 Thanks, useful link 😊!
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