How to choose insurance for Vietnam so you don't regret it and get real protection?

To avoid regretting your insurance purchase for Vietnam, choose a policy with coverage of at least $50,000 (preferably $100,000) and be sure to add options that match your plans. The main risks in this country are riding a motorcycle (usually rented 110–150 cc, while cheap insurance only covers up to 50 cc), diving and snorkeling, and food poisoning. If you buy a cheap standard insurance and have an accident on a bike, the payout will be legally denied.

Here is a checklist based on our personal travel experience in Vietnam:

1. Medical coverage: minimum $50,000, ideally $100,000.
2. Motorcycle: look for an option that clearly states "driving a vehicle up to 150 cc".
3. Active recreation: diving requires a separate option, snorkeling is often covered by general insurance.
4. Dentistry: emergency care for acute pain ($200–300 will help).
5. Civil liability: covers damage if you scratch someone else's bike or hit a pedestrian.
6. Assistance: check if there is 24/7 support in Russian or English and partners in Vietnam.

We recommend comparing prices on several aggregators, as offers may vary. Here are trusted services:

We have detailed all the nuances of choosing insurance for Vietnam in our reliable and honest guide in the article Insurance for Vietnam: a complete guide for independent travelers. We recommend reading it so you don't miss important details.

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