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What insurance is needed for renting a motorcycle in Vietnam?

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For renting a motorcycle in Vietnam, you need a special insurance policy with an option that covers driving a vehicle with a specific engine capacity. Standard travel insurance policies usually exclude such risks.

When choosing a policy, pay attention to the following details:

  • Specific wording. The terms should clearly state that driving a motorcycle/scooter with an engine capacity, for example, "up to 150 cc" or "up to 125 cc," is covered. General phrases like "active recreation" may not be sufficient.
  • Having a license. To drive a motorcycle in Vietnam, international driving licenses of the appropriate category are formally required. Their absence can be a formal reason for denial of payment, even if the option is included in the insurance.
  • Civil liability. A very useful option that will cover expenses if you accidentally damage someone else's bike or, God forbid, cause harm to a pedestrian.

It is most convenient to arrange such insurance through online aggregators such as Cherehapa.ru or Sravni.ru. When calculating, be sure to add the corresponding option ("motorcycle rental," "active sports") and specify the planned engine capacity.

Remember: local insurance offered when renting a motorcycle often has very low limits and only covers damage to the bike itself, but not your treatment in case of an accident. You cannot rely on it.

You can find more details and verified links for comparing policies in our detailed guide: Insurance for Vietnam in 2026: where to buy online, tips for choosing, and a free option.

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💥 Thanks, useful link 😊!

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