Can I use a dollar or euro UnionPay card?

We do not recommend using dollar or euro UnionPay cards, as they are the least advantageous. When using them, triple conversion occurs: purchase currency → yuan → dollars/euros → deduction from the card, which significantly increases hidden fees. Even if formally purchasing currency in the app occurs without a commission, it is actually already included in the exchange rate.

For comparison: a yuan card requires only one conversion, while a ruble card requires two. If you want to save money, it's better to open a yuan card and use it for main expenses. Dollar and euro cards are suitable only for extreme cases, but in general, they should be avoided to not lose money on unnecessary operations.

You can learn more about this topic in our honest and reliable guide here - https://nashaplaneta.net/ekonomim/kakuyu-kartu-yunionpej-rskhb-vybrat-rubli-yuani-dollary-evro

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