Does the UnionPay card from Rosselkhozbank work abroad in 2026?

Yes, the UnionPay card from Rosselkhozbank (RSHB) as of 2026 works abroad and is one of the few working options for Russians. This is confirmed by our personal experience of using the card over the last six months in countries such as Thailand, Indonesia, Vietnam, and Sri Lanka.

Important facts about the RSHB UnionPay card:

• This is practically the only option. UnionPay cards from other major Russian banks (such as Gazprombank, Tinkoff, Russian Standard) no longer work.
• The card's currency does not affect its functionality. If a terminal or ATM accepts UnionPay in principle, then your RSHB card in rubles, yuan, dollars, or euros will work.
• The card is accepted for payment in most stores, restaurants, and hotels in Asian countries where the UnionPay payment system is widespread.
• Cash withdrawal is also possible at ATMs that support UnionPay, but a fee may be charged both by RSHB and by the ATM-owning bank.

However, it is important to remember that the situation can change. We advise always having a supply of cash (dollars, euros) on hand in case problems arise with the card due to new sanctions or technical failures.

For more details on which card currency to choose, how to top up, and how much you can save, read our full guide: Choosing the right UnionPay card: rubles, yuan, dollars, or euros.

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