Where to exchange currency in Bali without being cheated?

To safely exchange currency in Bali, choose banks or official network exchange offices, such as Central Kuta, Mr & Mrs Butler, MPB, Amandana, or BMC. Banks operate from 08:00 to 15:00 on weekdays and usually offer the best rates. Street exchange offices with inflated rates often hide fees or try to cheat tourists during counting.

Before exchanging, check current rates on bank websites (e.g., HSBC or Permata Bank) and ask the cashier if there are any hidden fees. Always recount the money yourself on a calculator and don't rush—some exchange offices create a hustle to make you make a mistake. Try to exchange in pairs: one person exchanges, the other monitors the process.

Avoid exchange offices in less touristy areas, such as Lovina Beach or Amed, where rates are lower. The best places to exchange are Kuta, Legian, Seminyak, and Ubud. If you are not given a receipt, be sure to ask for it—it may be useful when leaving or in case of problems.

Read more about the currency of Indonesia (Bali) in our reliable guide here - https://nashaplaneta.net/asia/indonesia/money

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