What are the fees for UnionPay cards from RSHB?

The bank does not disclose the exact amounts of currency conversion fees, as they are already included in the exchange rates. All the information we have is obtained through experience and compiled into calculation tables in our article linked below. For example, when using a ruble card, hidden fees are higher due to double conversion, while with a yuan card they are lower.

When withdrawing cash, it is important to consider that a fee may also be charged by the ATM—its amount depends on the country and the specific device. Additionally, RSHB may charge a withdrawal fee if you did not spend more than 30,000 rubles in the previous month. Therefore, to minimize expenses, try to pay for purchases with the card and withdraw cash only in extreme cases.

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