How much money to take with you to Malaysia for vacation?

The amount depends on your travel style, but here are the main guidelines and currency tips to help calculate your budget:

What currency to take: Bring US dollars or euros. This is the most profitable and hassle-free currency for exchange throughout Malaysia. Expect to get approximately 4.0 - 4.07 ringgit per 1 dollar (real rate at exchange offices). You won't be able to exchange rubles.

Exchange tip: Don't exchange much at the airport — it's not profitable there. Exchange a minimum for transport, and change the main amount in Kuala Lumpur (at Mid Valley Megamall shopping center) or at exchange points in cities.

Additional financial tools:

1. UnionPay bank card (RSHB/ATB): Excellent for payments in shopping malls, restaurants, hotels. Withdrawing cash from it is expensive due to ATM fees (10-20 ringgit).
2. Cash ringgit: Essential for markets, small shops, paying for local transport, and in remote areas.

Our recommendation: Take cash dollars/euros with you to exchange for ringgit as needed. Have a UnionPay card as a backup for large non-cash purchases. This way you minimize risks and losses on fees.

To accurately calculate your budget for accommodation, food, and entertainment, we recommend reading our detailed guide where we share personal spending experiences: Malaysia currency, exchange rate, bank cards, checks, tips.

Follow the link, here are all the answers to your questions - https://t.me/nashaplaneta_chat