Is it profitable to exchange rubles in Mui Ne or Phan Thiet?

No, exchanging rubles is still not profitable. Cash rubles are accepted here at a very low rate, so this option is not even worth considering. As for exchanging non-cash rubles (when you transfer money to another Russian bank card and receive dong), it is also significantly inferior to exchanging cash dollars or euros. We checked all the rates on one day and made calculations, and it turned out that when exchanging 10,000 rubles non-cash, the losses compared to cash dollars at the actual buy/sell rates at that moment amount to almost 10%, which is about 1,000 rubles for every 10,000. If you are exchanging small amounts, this may not be much, but if you have a long vacation or trip and need to exchange, for example, 100,000 rubles, you will lose about 10,000 rubles for such an operation. For more details on how and where to exchange currency in Mui Ne, see our guide here - https://nashaplaneta.net/asia/vietnam/phanthiet-muine#moneychange

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