Is it worth taking insurance when renting a motorcycle in Malaysia?

Yes, it is strongly recommended to take insurance when renting a motorcycle in Malaysia. Basic insurance, which is often included in the rental cost, may only cover minimal third-party damage, but does not cover damage to your bike or your medical expenses. It is recommended to purchase full insurance coverage (Full Insurance or Collision Damage Waiver), which will reduce your liability in case of an accident to zero or a small deductible (usually 500-1000 MYR). This is especially important if you plan to ride on difficult roads or during the rainy season. For more information about insurance, see the article Renting a motorcycle and car in Malaysia: prices, licenses, tips.

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