How much does medical insurance cost in Vietnam in 2026?

The cost of medical insurance for Vietnam in 2026 starts from $40 for a standard policy for 2 weeks, but for full coverage including active recreation (motorcycle, diving) expect $50–80 for the same period. The price strongly depends on the sum insured, set of options, and trip duration.

We always advise not to chase the cheapest insurance, but to choose wisely. In Vietnam, treatment in a good clinic (e.g., Family Medical Practice or Vinmec) is not cheap, and evacuation from a remote area is even more so. Here are approximate price guidelines for 2026:

Approximate cost of insurance for Vietnam for 14 days

Coverage type	Sum insured	Approximate price
Basic (medical only, no activities)	$50,000	$40–50
Extended (with motorcycle up to 150 cc)	$100,000	$50-80
Maximum (motorcycle + diving + trekking)	$100,000+	$80–120

The final price is influenced by several key factors:

• Sum insured. The minimum threshold for Vietnam is $50,000, but we recommend $100,000. The price difference is usually only $10–20, and peace of mind is worth more.
• Motorcycle option. This is the most important point for Vietnam. If you plan to rent a bike (and engine displacement is almost always 110–150 cc), be sure to add this option. Standard insurance will not cover injuries from a motorcycle accident.
• Additional risks. Diving, snorkeling, trekking, dentistry, civil liability — each option adds $5–15 to the cost.
• Trip duration. The longer the trip, the higher the price, but discounts often apply for long-term insurance (from a month or more).

To avoid overpaying and not miss out on coverage, it's best to compare prices on aggregators. We usually check offers on Cherehapa.ru, Sravni.ru, and Tripinsurance.ru. Enter the same parameters (dates, activities, sum insured) and choose the best option by price and terms.

You can learn more in our reliable and honest guide in the article Insurance for Vietnam: a complete guide for independent travelers. There we detailed how not to make a mistake in choosing and what pitfalls cheap policies have.

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